AFLAflac

The full receipt

Latest published value for each ratio, with the sector median for context and year-over-year change where the prior year is available.

• Markup →

  How much revenue per dollar of cost.

  Not applicable to this sector.

  Banks, insurers, and asset managers have no Cost of Goods Sold — their economics run on interest spreads, premiums, and fees.

  See Capital Extraction on this page — it's the universal version designed for sectors where Markup doesn't apply.
• Operational Markup →

  Revenue per dollar of cost + operating expenses. The multiplier after legitimate operations.

  Not applicable to this sector.

  Banks, insurers, and asset managers have no Cost of Goods Sold — their economics run on interest spreads, premiums, and fees.

  See Capital Extraction on this page — it's the universal version designed for sectors where Operational Markup doesn't apply.
• Labor Share →

  How much of every revenue dollar reaches workers.

  0.0491of revenue → workersapprox.verified
  5¢ of every $1 of revenue reaches workers
  Sector median: 0.3550 · Top 1% for extraction in sector
  FY 2023·v1.0.0
• Executive Extraction →

  How many times a CEO out-earns the median employee.

  324.0× CEO / median workerverified
  CEO earns 324× the median worker
  Sector median: 159.9 · Top 8% for extraction in sector
  FY 2023·v1.0.0
• Shareholder Extraction →

  Dollars sent to shareholders for every dollar invested in R&D.

  Not applicable to this sector.

  Companies in Financial Services typically don't report R&D — their growth investment goes to capex, not research expense.

  See Capital Extraction on this page — it's the universal version designed for sectors where Shareholder Extraction doesn't apply.
• Capital Extraction →

  How much of net profit goes to shareholders rather than back into the business.

  0.7459× buybacks+dividends / net incomeverified
  75% of net profit returned to shareholders, 25% reinvested
  Sector median: 0.6513 · Median range for extraction in sector
  FY 2023·v1.0.0